{"id":2300,"date":"2015-01-19T08:17:00","date_gmt":"2015-01-19T07:17:00","guid":{"rendered":"https:\/\/www.legipermis.com\/blog\/?p=2300"},"modified":"2021-08-31T08:47:12","modified_gmt":"2021-08-31T06:47:12","slug":"resilier-son-contrat-dassurance-a-tout-moment-cest-possible","status":"publish","type":"post","link":"https:\/\/www.legipermis.com\/blog\/2015\/01\/19\/resilier-son-contrat-dassurance-a-tout-moment-cest-possible\/","title":{"rendered":"R\u00e9silier son contrat d’assurance \u00e0 tout moment, c’est possible"},"content":{"rendered":"
Mis \u00e0 jour le 31\/08\/2021.<\/em><\/div>

Depuis le 1er janvier 2015 et en vertu de la loi conso dites “Loi Hamon”, il est d\u00e9sormais possible de r\u00e9silier son contrat d’assurance \u00e0 tout moment<\/strong> pour tous les nouveaux contrats<\/strong> sign\u00e9s \u00e0 partir de cette date. Si cette loi qui permet aussi de changer d’auto-\u00e9cole gratuitement<\/a>\u00a0a\u00a0\u00e9t\u00e9 vot\u00e9 en d\u00e9but d’ann\u00e9e 2014, c’est \u00e0 la fin de l’ann\u00e9e que son d\u00e9cret d’application a \u00e9t\u00e9 vot\u00e9<\/a>. Cette mesure concerne aussi bien les contrats automobiles,\u00a0les contrats multirisques\u00a0habitation\u00a0et les assurances\u00a0pour les biens.<\/p>\n

Qu’est-ce que cela change ?<\/h2>\n

Pour les nouveaux contrats, cela permet de r\u00e9silier son assurance\u00a0apr\u00e8s un an de contrat<\/strong>, sans avoir \u00e0 attendre la date d’\u00e9ch\u00e9ance. Pour les anciens, ce nouveau dispositif s’appliquera \u00e0 partir de la date d’\u00e9ch\u00e9ance pour la date de tacite reconduction.<\/p>\n

Comment r\u00e9silier son contrat ?<\/h2>\n

Pour cela rien de plus simple, il suffit de signifier \u00e0 son assureur par courrier<\/strong> votre d\u00e9sir de r\u00e9silier le contrat. La cessation sera clairement effective un mois apr\u00e8s la r\u00e9ception du courrier par l’assureur<\/strong> qui devra vous rembourser la p\u00e9riode de couverture restante.<\/p>\n

Voir les diff\u00e9rences entre les lois Hamon et Chatel<\/a> pour r\u00e9silier son contrat.<\/p>\n

Dans le cas d’une assurance obligatoire<\/h2>\n

Il va sans dire qu’on ne peut conduire sans assurance. Par cons\u00e9quent la demande de r\u00e9siliation devra stipuler distinctement\u00a0le nouvel assureur. C’est ce dernier qui s’occupera d’effectuer la r\u00e9siliation pour votre compte. Vous pouvez comparer les assurances<\/a> en ligne avec notre outil.<\/p>\n

D’apr\u00e8s les \u00e9tudes, ce dispositif pourrait apporter jusqu’\u00e0 5% de pouvoir d’achat aux m\u00e9nages fran\u00e7ais.<\/p>\n","protected":false},"excerpt":{"rendered":"

Depuis le 1er janvier 2015 et en vertu de la loi conso dites “Loi Hamon”, il est d\u00e9sormais possible de r\u00e9silier son contrat d’assurance \u00e0 tout moment<\/strong> pour tous les nouveaux contrats<\/strong> sign\u00e9s \u00e0 partir de cette date. Si cette loi qui permet aussi de changer d’auto-\u00e9cole gratuitement\u00a0a\u00a0\u00e9t\u00e9 vot\u00e9 en d\u00e9but d’ann\u00e9e 2014, c’est \u00e0 la fin de l’ann\u00e9e que son d\u00e9cret d’application a \u00e9t\u00e9 vot\u00e9. Cette mesure concerne aussi bien les contrats automobiles,\u00a0les contrats multirisques\u00a0habitation\u00a0et les assurances\u00a0pour les biens.
\nQu’est-ce que cela change ?
\nPour les nouveaux contrats, cela permet de r\u00e9silier son assurance\u00a0apr\u00e8s un an de contrat<\/strong>, sans avoir \u00e0\u00a0[…]<\/p>\n","protected":false},"author":3,"featured_media":2302,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[407],"tags":[220,257,186,256,258],"class_list":["post-2300","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-auto","tag-assurance","tag-contrat","tag-loi","tag-loi-conso","tag-pouvoir-dachat","post-1","odd"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n","aioseo_head_json":{"title":"R\u00e9silier son contrat d\u2019assurance \u00e0 tout moment, c\u2019est possible - LegiPermis","description":"Depuis le 1er janvier 2015 et en vertu de la loi conso dites \"Loi Hamon\", il est d\u00e9sormais possible de r\u00e9silier son contrat d'assurance \u00e0 tout moment pour tous les nouveaux contrats sign\u00e9s \u00e0 partir de cette date. 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\n\t\t\tAccueil<\/a>\n\t\t<\/span>»<\/span>\n\t\t\tActualit\u00e9s assurance auto<\/a>\n\t\t<\/span>»<\/span>\n\t\t\tR\u00e9silier son contrat d\u2019assurance \u00e0 tout moment, c\u2019est possible\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Accueil","link":"https:\/\/www.legipermis.com\/blog"},{"label":"Actualit\u00e9s assurance auto","link":"https:\/\/www.legipermis.com\/blog\/category\/assurance-auto\/"},{"label":"R\u00e9silier son contrat d’assurance \u00e0 tout moment, c’est possible","link":"https:\/\/www.legipermis.com\/blog\/2015\/01\/19\/resilier-son-contrat-dassurance-a-tout-moment-cest-possible\/"}],"_links":{"self":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts\/2300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/comments?post=2300"}],"version-history":[{"count":0,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts\/2300\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/media\/2302"}],"wp:attachment":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/media?parent=2300"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/categories?post=2300"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/tags?post=2300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}