{"id":2066,"date":"2014-11-24T11:36:31","date_gmt":"2014-11-24T09:36:31","guid":{"rendered":"https:\/\/www.legipermis.com\/blog\/?p=2066"},"modified":"2022-04-12T11:05:59","modified_gmt":"2022-04-12T09:05:59","slug":"le-constat-amiable-electronique-e-constat-auto","status":"publish","type":"post","link":"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/","title":{"rendered":"Le constat amiable \u00e9lectronique : &#8220;e-constat auto&#8221;"},"content":{"rendered":"<div style=\"text-align:right;\"><em style=\"font-size:12.9px;font-weight:bold;\" class=\"last-modified\">Mis \u00e0 jour le 12\/04\/2022.<\/em><\/div><p>A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d&#8217;un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l&#8217;application &#8220;e-constat auto&#8221; fruit d&#8217;une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d&#8217;Assurances <a href=\"https:\/\/www.franceassureurs.fr\/\" target=\"_blank\" rel=\"noopener\">FFSA<\/a>. L&#8217;\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd&#8217;hui une nouvelle \u00e9tape.<\/p>\n<p><!--more--><\/p>\n<h2>Accident de voiture 2.0<\/h2>\n<p>Cette application sera disponible gratuitement pour les smartphones Apple (iOS) et Google (Android) \u00e0 partir du 01\/12\/2014. L&#8217;objectif est de faciliter les flux d&#8217;informations d\u00e9mat\u00e9rialis\u00e9s :<\/p>\n<ul>\n<li>Le constat est pr\u00e9-rempli, plus fiable, avec moins d&#8217;erreurs \u00e0 la cl\u00e9.<\/li>\n<li>Acc\u00e9l\u00e9rant grandement la prise en charge par l&#8217;assureur. Le constat est transmis imm\u00e9diatement par internet.<\/li>\n<li>La possibilit\u00e9 de prendre des photos pour les associer au constat \u00e9lectronique, permet une plus grande pertinence.<\/li>\n<li>La g\u00e9olocalisation permet de mieux situer le lieu de l&#8217;accident gr\u00e2ce \u00e0 la puce GPS pr\u00e9sente dans chaque&nbsp;smartphone aujourd&#8217;hui.<\/li>\n<\/ul>\n<p>L&#8217;application e-constat est l&#8217;application officielle des assureurs fran\u00e7ais, tous les conducteurs peuvent donc l&#8217;utiliser. <strong>Le constat amiable \u00e9lectronique ou &#8220;e-constat Auto&#8221; a la m\u00eame valeur juridique que son homologue papier pour les accidents mat\u00e9riels.<\/strong><\/p>\n<p><noscript><img decoding=\"async\" class=\"size-full wp-image-2070 aligncenter\" src=\"\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique.jpg\" alt=\"constat amiable \u00e9lectronique\" width=\"638\" height=\"427\" srcset=\"https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique.jpg 638w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique-150x100.jpg 150w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique-300x200.jpg 300w\" sizes=\"(max-width: 638px) 100vw, 638px\"><\/noscript><img decoding=\"async\" class=\"size-full wp-image-2070 aligncenter lazyload\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20638%20427%22%3E%3C%2Fsvg%3E\" alt=\"constat amiable \u00e9lectronique\" width=\"638\" height=\"427\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20638%20427%22%3E%3C%2Fsvg%3E 638w\" sizes=\"(max-width: 638px) 100vw, 638px\" data-srcset=\"https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique.jpg 638w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique-150x100.jpg 150w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique-300x200.jpg 300w\" data-src=\"\/blog\/wp-content\/uploads\/2014\/11\/constat-amiable-electronique.jpg\"><\/p>\n<p>Une fois que tous les champs sont remplis,&nbsp;l&#8217;assur\u00e9 doit signer avec son doigt puis valider sa d\u00e9claration. Le constat est envoy\u00e9 par internet directement \u00e0 l\u2019assureur.&nbsp;L&#8217;assur\u00e9 re\u00e7oit quant \u00e0 lui un SMS de confirmation ainsi qu&#8217;un email accompagn\u00e9 de la pi\u00e8ce jointe au format pdf symbolisant son constat.<\/p>\n<p>&#8220;e-constat Auto&#8221;&nbsp;est&nbsp;utilisable pour tous les accidents impliquant deux v\u00e9hicules terrestres \u00e0 moteur &nbsp;immatricul\u00e9s et assur\u00e9s en France. <strong>Il est important de noter qu&#8217;elle ne peut \u00eatre utilis\u00e9e pour les accidents corporels<\/strong>. En revanche, elle peut \u00eatre utilis\u00e9e pour les accidents o\u00f9 une seule personne est impliqu\u00e9e.<\/p>\n<p><strong>Un petit conseil<\/strong> : Gardez toujours un constat amiable papier en d\u00e9pit de l&#8217;application, car si cette derni\u00e8re&nbsp;est fiable, le r\u00e9seau des op\u00e9rateurs 3g\/4g l&#8217;est moins dans les zones plus recul\u00e9es (voir m\u00eame parfois en ville). S&#8217;il n&#8217;y a pas de r\u00e9seau (internet), l&#8217;application ne se lancera d&#8217;ailleurs pas.<\/p>\n<h2>Economies et d\u00e9veloppement durable<\/h2>\n<p>L&#8217;int\u00e9r\u00eat est \u00e0 priori double, un gain de temps pour l&#8217;assur\u00e9 et des \u00e9conomies substantielles de saisies, de v\u00e9rification et de frais postaux pour les assurances. De surcro\u00eet, cela renvoie une image plus moderne des assureurs qui tentent d&#8217;innover. On pourra toujours se poser la question de savoir si ces \u00e9conomies auront des r\u00e9percussions sur le prix des cotisations&#8230;<\/p>\n<p><noscript><img decoding=\"async\" class=\"aligncenter wp-image-2071 size-full\" src=\"\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129.jpg\" alt=\"e-constat-auto\" width=\"341\" height=\"421\" srcset=\"https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129.jpg 341w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129-121x150.jpg 121w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129-242x300.jpg 242w\" sizes=\"(max-width: 341px) 100vw, 341px\"><\/noscript><img decoding=\"async\" class=\"aligncenter wp-image-2071 size-full lazyload\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20341%20421%22%3E%3C%2Fsvg%3E\" alt=\"e-constat-auto\" width=\"341\" height=\"421\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20viewBox%3D%220%200%20341%20421%22%3E%3C%2Fsvg%3E 341w\" sizes=\"(max-width: 341px) 100vw, 341px\" data-srcset=\"https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129.jpg 341w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129-121x150.jpg 121w, https:\/\/www.legipermis.com\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129-242x300.jpg 242w\" data-src=\"\/blog\/wp-content\/uploads\/2014\/11\/e_constat-e1416819676129.jpg\">En 2013 d&#8217;apr\u00e8s l&#8217;AFA, ce sont 5 millions de constats amiables qui ont \u00e9t\u00e9 sign\u00e9s. L&#8217;\u00e9conomie potentielle en papier n&#8217;est donc pas n\u00e9gligeable. <strong>e-constat Auto, fait plus, plus rapidement pour moins cher.<\/strong><\/p>\n<p>Bien s\u00fbr, il restera toujours le probl\u00e8me d&#8217;avoir un accident avec quelqu&#8217;un qui prend la fuite, conteste la r\u00e9alit\u00e9 des faits ou tout simplement n&#8217;est pas assur\u00e9. On rappelle qu&#8217;il y aurait au moins 370 000 conducteurs non assur\u00e9s en France, un chiffre en constante augmentation, et c&#8217;est l&#8217;estimation basse.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d&#8217;un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l&#8217;application &#8220;e-constat auto&#8221; fruit d&#8217;une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d&#8217;Assurances FFSA. L&#8217;\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd&#8217;hui une nouvelle \u00e9tape.<br \/>\n\u00a0[&#8230;]<\/p>\n","protected":false},"author":3,"featured_media":2075,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,2],"tags":[32,73,220,219,27],"class_list":["post-2066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites-voiture-autonomes","category-auto","tag-accident","tag-application","tag-assurance","tag-constat-amiable","tag-smartphone","post-1","odd"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d&#039;un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l&#039;application &quot;e-constat auto&quot; fruit d&#039;une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d&#039;Assurances FFSA. L&#039;\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd&#039;hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Fr\u00e9d\u00e9ric Darne\"\/>\n\t<meta name=\"keywords\" content=\"accident,application,assurance,constat amiable,smartphone\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"fr_FR\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Auto, moto, s\u00e9curit\u00e9 routi\u00e8re et permis | blog LegiPermis |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Le constat amiable \u00e9lectronique : \u201ce-constat auto\u201d - LegiPermis\" \/>\n\t\t<meta property=\"og:description\" content=\"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d&#039;un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l&#039;application &quot;e-constat auto&quot; fruit d&#039;une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d&#039;Assurances FFSA. L&#039;\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd&#039;hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2014-11-24T09:36:31+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-04-12T09:05:59+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/legipermis\/\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:site\" content=\"@LegiPermis\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Le constat amiable \u00e9lectronique : \u201ce-constat auto\u201d - LegiPermis\" \/>\n\t\t<meta name=\"twitter:description\" content=\"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d&#039;un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l&#039;application &quot;e-constat auto&quot; fruit d&#039;une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d&#039;Assurances FFSA. L&#039;\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd&#039;hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible\" \/>\n\t\t<meta name=\"twitter:creator\" content=\"@LegiPermis\" \/>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Le constat amiable \u00e9lectronique : \u201ce-constat auto\u201d - LegiPermis","description":"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d'un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l'application \"e-constat auto\" fruit d'une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d'Assurances FFSA. L'\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd'hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible","canonical_url":"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/","robots":"max-image-preview:large","keywords":"accident,application,assurance,constat amiable,smartphone","webmasterTools":{"miscellaneous":""},"schema":null,"og:locale":"fr_FR","og:site_name":"Auto, moto, s\u00e9curit\u00e9 routi\u00e8re et permis | blog LegiPermis |","og:type":"article","og:title":"Le constat amiable \u00e9lectronique : \u201ce-constat auto\u201d - LegiPermis","og:description":"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d'un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l'application &quot;e-constat auto&quot; fruit d'une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d'Assurances FFSA. L'\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd'hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible","og:url":"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/","article:published_time":"2014-11-24T09:36:31+00:00","article:modified_time":"2022-04-12T09:05:59+00:00","article:publisher":"https:\/\/www.facebook.com\/legipermis\/","twitter:card":"summary","twitter:site":"@LegiPermis","twitter:title":"Le constat amiable \u00e9lectronique : \u201ce-constat auto\u201d - LegiPermis","twitter:description":"A partir du 1er D\u00e9cembre 2014, il sera possible \u00e0 la suite d'un accident de faire un constat amiable \u00e9lectronique gr\u00e2ce \u00e0 l'application &quot;e-constat auto&quot; fruit d'une collaboration entre GEMA et la F\u00e9d\u00e9ration Fran\u00e7aise des Soci\u00e9t\u00e9s d'Assurances FFSA. L'\u00e8re de la d\u00e9mat\u00e9rialisation atteint aujourd'hui une nouvelle \u00e9tape. Accident de voiture 2.0 Cette application sera disponible","twitter:creator":"@LegiPermis"},"aioseo_meta_data":{"post_id":"2066","title":null,"description":null,"keywords":[],"keyphrases":{"focus":[],"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":[],"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"Article","defaultPostTypeGraph":""},"schema_type":"default","schema_type_options":"{\"article\":{\"articleType\":\"BlogPosting\"},\"course\":{\"name\":\"\",\"description\":\"\",\"provider\":\"\"},\"faq\":{\"pages\":[]},\"product\":{\"reviews\":[]},\"recipe\":{\"ingredients\":[],\"instructions\":[],\"keywords\":[]},\"software\":{\"reviews\":[],\"operatingSystems\":[]},\"webPage\":{\"webPageType\":\"WebPage\"}}","pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-02-01 12:07:16","updated":"2022-09-20 12:02:13","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.legipermis.com\/blog\" title=\"Accueil\">Accueil<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.legipermis.com\/blog\/category\/auto\/\" title=\"Automobile\">Automobile<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.legipermis.com\/blog\/category\/auto\/actualites-voiture-autonomes\/\" title=\"Actus Voiture Autonome et tech\">Actus Voiture Autonome et tech<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tLe constat amiable \u00e9lectronique : \u201ce-constat auto\u201d\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Accueil","link":"https:\/\/www.legipermis.com\/blog"},{"label":"Automobile","link":"https:\/\/www.legipermis.com\/blog\/category\/auto\/"},{"label":"Actus Voiture Autonome et tech","link":"https:\/\/www.legipermis.com\/blog\/category\/auto\/actualites-voiture-autonomes\/"},{"label":"Le constat amiable \u00e9lectronique : &#8220;e-constat auto&#8221;","link":"https:\/\/www.legipermis.com\/blog\/2014\/11\/24\/le-constat-amiable-electronique-e-constat-auto\/"}],"_links":{"self":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts\/2066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/comments?post=2066"}],"version-history":[{"count":0,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/posts\/2066\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/media\/2075"}],"wp:attachment":[{"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/media?parent=2066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/categories?post=2066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.legipermis.com\/blog\/wp-json\/wp\/v2\/tags?post=2066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}